Before you get too serious about purchasing a home you should obtain a pre-approval letter from a loan officer. When an offer is submitted the pre-approval letter is needed for a Wilmington real estate offer to purchase..
In 1996 I started my loan officer career at 1st Choice Mortgage in Raleigh. The manager of the office was Daryl McCarthy's uncle. Daryl also worked at the office and was one of the better loan officers even back then.
About 20 years ago Daryl moved to Wilmington and now lives in the Marsh Oaks community. He has received raved reviews from all of my customers who have worked with Daryl. Even if you have a favorite bank or loan officer you might want to give Daryl a call and obtain a competitive quote from him.
Call Daryl at 910-512-0530